FAQ - Perth, Western Australia

Can you review my current financial structure?

Finance Edge can tell you if you're paying too much in fees or interest, or if there are more suitable loan products available for your situation. We can also look at loan restructuring or debt consolidation to suit your needs.

I'm considering purchasing an investment property but I don't know what price range I should be looking in?

We assess your financial position and can determine your maximum borrowing potential, taking into account a range of factors such as your available equity, income and expenditure.

I'd like to buy my first property but I don't have much savings for a deposit. What can I do?

If your parents own property, you could ask them to be your guarantor for security.

I am looking to purchase a property shortly. Should I get Pre Approval for a loan?

Yes, we recommend getting a Pre Approval to give you the Edge when negotiating your next property purchase and perhaps more importantly, to give the real estate agent the confidence to present your offer to the seller.

We spoke to our bank and they offered us a choice of only a handful of loan products. What other options are there?

Finance Edge loan consultants are accredited with over 20 lending institutions, enabling us to source hundreds of loan products across various lenders. We listen to your needs and then offer you a wide choice of products that may be more suitable to your situation.

We would like to buy another investment property, but our bank manager couldn�t help us.

As different lenders have different lending policies, some lenders may be more flexible to your needs. Come and speak to one of Loan Consultants and we may be able to help you.

My wife and I are self employed but we have not completed our latest tax returns. Can I still borrow money?

There are loans available for clients in your situation called 'Lo Doc' loans. If you are unable to provide your tax returns then you may still be able to borrow money providing you can meet certain criteria. Speak to one of our Loan Consultants for further information on Lo Doc loans.

I currently owe money on some credit cards and on a personal loan that all have high interest rates. How can I save money on interest?

Providing that you have equity in existing property and have the capacity to repay your loans, Finance Edge can assist you with debt consolidation into your home loan which could save you considerable money in interest.

Are there any loans available for people who may not have a perfect credit record?

Yes, there are Non Conforming loan products available that may suit you. Speak to us and we may be able to help.